Legal
Privacy Policy
Last Updated: September 2026 · Excel Capital Funding LLC
Contents
This Privacy Policy governs the collection, use, and disclosure of information by Excel Capital Funding LLC. By using our website or submitting an application, you agree to the terms described below.
1. Introduction
Excel Capital Funding LLC ("Excel Capital Funding," "we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information. It applies when you visit our website or submit a commercial financing application through our platform.
Please read this policy carefully. By using our website or services, you agree to the collection and use of information in accordance with this policy. If you do not agree with the terms of this Privacy Policy, please do not access or use our services.
Excel Capital Funding LLC acts solely as a commercial financing broker and referral source and is not a direct lender. Funding decisions are made solely by third-party providers within our network.
2. Information We Collect
We may collect the following categories of information:
Personal Identification Information
This may include your name, email address, phone number, date of birth, and home address. It may also include your Social Security Number (last 4 digits or full, where required). We may collect other identifying details you provide when submitting an application.
Business Information
This may include your business legal name, DBA, business address, Federal Tax ID (EIN), business phone, and business email. It may also include your business type, industry, years in operation, and monthly revenue. We may collect bank deposit history, outstanding loan balances, and related financial information.
Financial Information
We may collect bank statements, tax returns, credit information, and your FICO score range. We may also collect other financial documents you voluntarily provide to support your funding application.
Technical & Usage Information
We may automatically collect your IP address, browser type, operating system, and referring URLs. We may also automatically collect pages visited, time spent on pages, and other analytics data when you visit our website.
Communications
Records of communications between you and our team, including emails, phone calls, and web form submissions.
3. How We Use Your Information
We use the information we collect for the following purposes:
- •To process and evaluate your commercial financing application
- •To match your application with appropriate funding providers within our network
- •To communicate with you about your application status and available funding options
- •To verify your identity and the accuracy of information provided
- •To comply with applicable laws, regulations, and legal obligations
- •To prevent fraud and ensure the security of our platform
- •To improve our website, products, and services
- •To send you relevant information about our services, with your consent
- •To respond to your inquiries and provide customer support
- •To fulfill our obligations as a commercial financing broker
4. Sharing of Your Information
We may share your information in the following circumstances:
Funding Providers
When you submit an application, we may share your information with one or more third-party funding providers in our network. We do this so they can evaluate and process your financing request. Each provider has its own privacy practices and terms.
Service Providers
We may share your information with trusted third-party vendors that help us operate our website and deliver our services. They may also help process applications. Examples include CRM platforms, email services, and document storage providers. These parties are contractually obligated to protect your data.
Legal Requirements
We may disclose your information when required by law, regulation, court order, or a governmental authority. We may also disclose it to protect the rights, property, or safety of Excel Capital Funding, our clients, or others.
Business Transfers
Your information may be transferred if our business undergoes a merger or acquisition. A transfer may also occur if we sell all or part of our assets.
We do not sell your personal information to third parties for their own marketing purposes.
5. Data Security
We use commercially reasonable technical and organizational measures to protect your personal and financial information. They protect it from unauthorized access, disclosure, alteration, or destruction. These measures include:
- •256-bit SSL/TLS encryption for data transmitted through our website
- •Secure storage of sensitive financial documents
- •Access controls limiting employee access to personal data on a need-to-know basis
- •Regular review of our data collection, storage, and processing practices
However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your information, we cannot guarantee absolute security.
6. Retention of Information
We retain your personal and business information only as long as necessary for the purposes in this Privacy Policy. We may also retain it to comply with legal obligations, resolve disputes, and enforce our agreements. We typically retain application data for up to seven (7) years. This period follows standard commercial finance recordkeeping practices.
When your information is no longer needed, we will securely delete or anonymize it. We will follow applicable laws and our internal data retention policies.
7. Your Rights and Choices
Depending on your location and applicable law, you may have the following rights regarding your personal information:
Access: You may request a copy of the personal information we hold about you.
Correction: You may request that we correct inaccurate or incomplete information.
Deletion: You may request that we delete your personal information, subject to certain legal exceptions.
Opt-Out of Marketing: You may opt out of marketing communications from us at any time. Click the unsubscribe link in any email or contact us directly.
Data Portability: Where applicable, you may request that we provide your data in a structured, commonly used, and machine-readable format.
To exercise any of these rights, please contact us at info@excelcapitalfunding.com or by calling +1 (754) 335-7575. We will respond to your request within 30 days.
9. Third-Party Links
Our website may contain links to third-party websites, including funding providers and partner platforms. We are not responsible for the privacy practices or content of those websites. We encourage you to review the privacy policies of any third-party sites you visit.
10. Children's Privacy
Our services are intended for business owners and professionals who are 18 years of age or older. We do not knowingly collect personal information from individuals under the age of 18. If we become aware that we have inadvertently collected such information, we will take steps to delete it promptly.
11. California Privacy Rights (CCPA)
If you are a California resident, you may have additional rights under the California Consumer Privacy Act (CCPA). These may include the right to know what personal information we collect and the right to request its deletion. You may also have the right to opt out of the sale of personal information.
As stated in this policy, we do not sell personal information to third parties. California residents may submit requests related to their CCPA rights by contacting us at info@excelcapitalfunding.com.
12. Changes to This Privacy Policy
We reserve the right to update or modify this Privacy Policy at any time. When we make material changes, we will update the "Last Updated" date at the top of this page. Your continued use of our website or services after any changes constitutes your acceptance of the updated policy.
We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information.
13. Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:
Excel Capital Funding LLC 333 Las Olas Way, Ste 320 Fort Lauderdale, FL 33301
Email: info@excelcapitalfunding.com Phone: +1 (754) 335-7575 Hours: Monday – Friday, 9:00 AM – 6:00 PM EST
Questions about this policy?
Contact us anytime — we're happy to help.